Bessie Barnes

  • 5 Valuable Goals To Set As You Take Mandatory Credit Counseling

    Are you considering filing for bankruptcy? Then you may know that you are generally required to take a credit counseling course up to six months before you file. While many people view this counseling course as simply a box to be checked off, a smart borrower approaches it with a much more useful perspective. How should you view this mandated step? Here are a few valuable goals to set for yourself.
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  • Using A Program To Manage Your Passwords

    Having effective password security tips can be essential for keeping your personal information safe while you use the internet. Unfortunately, many users will use passwords that are too simple to effectively secure their accounts. The use of a password management program can make it easy to follow the best practices for password security while avoiding the risk of forgetting your passwords. Improve The Security Of Your Password By using password management software, you can avoid the difficulties associated with remembering secure passwords.
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  • 4 Ways to Gift Money to Family and Minimize Taxes

    After a lifetime of earning your money, do you want to help friends and family with it? One key element of giving money or assets to others is to minimize the tax effects both to yourself and the receiver. After all, if your gift is eaten up by taxes, it does less good to either of you. So, how can you give while ensuring the lowest tax bill? Here are a few ways.
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  • Tips For Financial Planning Evaluations During A Crisis

    Financial planning is generally about long-term goals, saving for the future, and deciding what you wanted to do with the money you were able to set aside. However, when things change, your financial planning needs to change as well. For example, in times when everything is unpredictable, such as during a global pandemic, you'll want to be sure that you reconsider your financial planning and reprioritize how you use the cash that you do have.
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  • What You Should Know About Fee-Based Financial Planners

    You might know that you need a little bit of help with your finances, and you might be ready to hire a financial planner to assist you. However, you might not know much about the different types of financial planners and what they all do. Someone might have told you that it's a good idea to hire a fee-based financial planner, but you could be wondering why this is true or what sets these financial planners apart from others.
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  • Are You Saving Too Little?

    Saving money is important for all people. Whether they're saving for retirement, for those emergency situations that pop up in life, or even, as is ideal, for a little bit of both, saving is incredibly important. The key, however, is to make sure you're saving as you go and that you're saving adequately. Fortunately, there are many simple ways to tell if you're saving enough money or not. If you're not sure exactly where you stand, savings-wise, then there are a few things you'll want to think about.
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  • Understanding The Value Of A DST 1031

    Making investments in DST 1031 properties is a common way the people and corporations try to push off their liabilities for capital gains taxes. DST stands for "Delaware statutory trust," although the company in question doesn't of necessity have to operate in the state of Delaware. It's wise, though, to get a sense of what the pros and cons of the DST structure are before you get too involved with them.
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  • Investing In Gas And Crude Oil (Without Drilling For It Yourself!) And How It's Done

    Most people who want to profit from crude oil and its many byproducts tend to buy a plot of land after scouting it out for crude oil potential and begin drilling for oil themselves. That tends to be a little more messy than most investors are looking for or even want. However, you can still invest in gas and crude oil without drilling for it yourself. Here is how it is done.
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  • Save Money For Your Clothing Store With The Help Of A China Sourcing Service

    Running your own clothing store comes with a lot of expenses, but a China sourcing service can help you reduce these expenses. These services can actually save business owners like you a surprising amount of money. These are some of the ways you can save money for your clothing store with the help of a China sourcing service. 1. Get Help with Finding the Best Quality for the Best Prices
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  • Top Benefits Of A Whole Life Insurance Policy

    Holding a life insurance policy is important for adults, especially those who have minor children or a spouse who relies on them financially. A life insurance policy provides an important financial safety net in the event of an untimely death. However, some insurance policies can also be viewed as investments. A whole life insurance policy combines the security net of a life insurance policy while also having several features that make it a wise investment.
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